Tow Truck Insurance
Towing operations carry unique risks that require specialized insurance — not standard commercial auto coverage.
At Ocala Truck Insurance, we provide structured policies designed specifically for tow truck operators, roadside assistance providers, and AAA contractors operating throughout Ocala and North Florida.
Whether you operate a single flatbed rollback or manage a fleet servicing police rotation and motor clubs, your coverage must properly address liability, on-hook exposure, and garage risks.
We insure:
• Flatbed (rollback) tow trucks
• Wheel-lift units
• Light, medium & heavy-duty wreckers
• AAA & motor club contractors
• Police rotation towing services
• Roadside assistance providers
• Private property & impound towing
Coverage May Include
• Commercial Auto Liability
• Physical Damage (Truck & Equipment)
• On-Hook Coverage (vehicles being towed)
• Garagekeepers Liability
• General Liability
• Workers Compensation
• Wrongful Repossession (if applicable)
On-hook coverage is one of the most important protections for towing operations, covering vehicles while in your care, custody, and control.
Why Tow Operators Choose Us
✔ Experience with AAA and contract towing
✔ Knowledge of on-hook and garage exposures
✔ Fast certificates for contracts & municipalities
✔ Florida-based expertise
Ocala’s growing population and highway traffic increase demand for professional towing services. We understand the underwriting requirements and carrier guidelines specific to Florida tow operators.